Kiva.org is offering free $25 trials Kiva coordinates micro-loans to small business entrepreneurs around the world. Your loan helps these businesses grow. You can relend over and over again, taking one modest amount of money and putting it to good use many times. Every hosting account with www.hammock-hosting.com gets a free $25 gift card for Kiva.org. That, coupled with the $25 free trial, means you can loan $50 to people in parts of the world where this is a lot of money.